No, your membership is FREE! It's our way of thanking our best customers for shopping at Office Depot.

You’ll receive 10% back in Rewards on ink, toner, paper and our Design, Print & Ship™ services PLUS 1% back in Rewards on nearly everything else when you earn least $10 in Rewards.

Example: Spend $50 on ink (accrue $5 in Rewards); $300 on a computer desk and $200 on a office chair (accrue $5 in Rewards)

        $5 PLUS $5 = $10 in Rewards

Example: Spend $100 on paper (accrue $10 in Rewards) and $250 on a camera (accrue $2.50 in Rewards)

        $10 PLUS $2.50 = $12.50 in Rewards

Office Depot Reward Cards are issued within 60 days after the end of each quarter. If you earn less than $10 in Rewards during a quarter, your Rewards will carry over from quarter to quarter for a calendar year.

There are a few exclusions. Please refer to the Reward Program section of the Terms and Conditions for a list of exclusions.

You will receive your Worklife Rewards™ Member Card approximately four to six weeks after you registered for the program.

If you’re not an existing Member, join Worklife Rewards™ now to begin enjoying this exciting benefit.

If you are an existing Member, go to www.myworkliferewards.com and click on the ‘Log In’ button. Enter your Member Number and PIN and click the ‘Log In’ button again. Then click on the ‘My Special Offers’ link to view the Special Offers created just for you. For detailed instructions regarding My Special Offers, refer to the ‘Help with My Special Offers’ tab.

Office Depot reward cards are valid for 90 days. If you do not use your Office Depot Reward Card during the specified period, the reward card will expire.

Yes. As a member, you will receive promotional offers to help you save even more, based upon the types of products that you already like to buy.

Office Depot maintains a strict privacy policy; please refer to Terms and Conditions for additional questions that you may have on this topic.

Worklife Rewards™ has teamed up with some great companies to bring you amazing discount offers. As a Worklife Rewards™ Member you automatically qualify for these offers!

You can find our partner offers under the ‘My Worklife Partners™’ link in the www.myworkliferewards.com website. We have placed the offers into three categories – Retail, Services and Travel. This way you can find exactly what you’re looking for!

If you’re not an existing Member, join Worklife Rewards™ now to gain access to a wide array of discount offers from retail, travel and service companies.

If you are an existing Member, go online to www.myworkliferewards.com and click on the ‘Log In’ button. Enter your Member Number and PIN and click the ‘Log In’ button again. Then click on the ‘My Worklife Rewards Partners™’ link to see the prestigious companies we have partnered with to save you money on the products and services that you use every day. In order to see the offers that each partner is offering, you need to click on the link for each partner.

The My Worklife Rewards Partners™ offers get updated very often. Check frequently so you don’t miss out on the amazing discount offers we have gathered for you!

You can visit www.myworkliferewards.com and click on the ‘Contact Us’ link. You can also email Member Services at MemberServices@MyWorklifeRewards.com, or call Member Services at 1.866.322.3225, Monday to Friday, 9am to 8pm, EST.

Visit www.myworkliferewards.com and click on the ‘Log In' button. Enter your Member Number and PIN and click on the ‘Log In’ button again. Then select the 'Reward Status' link and you will be able to check your Reward Status Statement. To check your Worklife Rewards™ status, you can also email Member Services at MemberServices@MyWorklifeRewards.com; or call Member Services at 1.866.322.3225, Monday to Friday, 9am to 8pm, EST.

Visit www.myworkliferewards.com and click on the ‘Log In' button. Then click the ‘Forgot Your Member Number’ link. Enter the telephone number which you provided when you joined the Worklife Rewards™ Program and click the ‘Search for Member Number’ button.

If you forget your Worklife Rewards Member Number, you can also call Member Services at 1.866.322.3225, Monday to Friday, 9am to 8 pm, EST.

Visit www.myworkliferewards.com and click on the 'Log In' button. Enter your Member Number and PIN and click the 'Log In' button again. Then click on the 'Manage My Account' link to update your contact information. Once you have updated your contact information, you need to hit the 'Submit' button in order for the information to get updated. You can also change your contact information by calling the Worklife Rewards™ Member Services at 1.866.322.3225, Monday to Friday, 9am to 8pm, EST.

To request additional Worklife Rewards™ Member Cards please send an email to MemberServices@MyWorklifeRewards.com or call Worklife Rewards™ Member Services at 1.866.322.3225, Monday to Friday, 9am to 8pm, EST.

Call Worklife Rewards™ Member Services at 1.866.322.3225, Monday to Friday, 9am to 8pm, EST, to order replacement cards.

Yes, go online to www.myworkliferewards.com and click on the ‘Log In’ button. Enter your Member Number and PIN and click the ‘Log In’ button again. Then click on the ‘Add a Purchase’ link. You need to select if you would like to add either a Store Purchase or Delivery Order and click the ‘Submit’ button. You will need your sales receipt in order to enter the required information. Once the information is entered, you need to click the ‘Submit’ button in order for the purchase to be added. To add a purchase, you can also call Worklife Rewards™ Member Services at 1.866.322.3225, Monday to Friday, 9am to 8pm, EST. Please make certain that you have your receipt or invoice available when calling Member Services.

Yes, go online to www.myworkliferewards.com and click on the ‘Log In' button. Then click the ‘PIN?’ link . Enter the Member Number and Email Address which you provided when you joined the Worklife Rewards™ Program and click the ‘Submit’ button. You should be receiving an email with your PIN number. If you forgot your Worklife Rewards PIN number or if you did not provide us with an Email address at the time of registration, you can also call the Worklife Rewards™ Member Services at 1.866.322.3225, Monday to Friday, 9am to 8pm, EST.

Please refer to Office Depot Worklife Rewards™ Terms & Conditions online at www.myworkliferewards.com

A Worklife Rewards™ Member Number or a Star Teacher Member Number is needed to apply for an Office Depot® Worklife Rewards™ Visa® Credit Card. If you are not already a member of either program, you can enroll to become one at the same time that you apply for your Worklife Rewards Visa credit card.

To enroll in:

• Worklife Rewards™ - visit your nearest Office Depot store, go online to www.myworkliferewards.com, or call Member Services at 1-866-322-3225
• Star Teacher - visit your nearest Office Depot store or call 1-877-789-4544

No, membership is free!

There are 2 ways to apply for the Office Depot® Worklife Rewards™ Visa® Credit Card –

1. Visit www.myworkliferewards.com and click on Learn More/Apply Today to enroll.
2. Come by your nearest Office Depot® location and fill out an Office Depot® Worklife Rewards™ Visa® credit application. Just hand the application to a sales associate once completed and they can submit your application instantly.

There is no annual fee!

If you are instantly approved for credit in-store, you will be granted a Temporary Shopping Pass, allowing you to make your first Office Depot purchase the same day! To make subsequent purchases, you must wait until you receive your welcome kit with your new card. Temporary Shopping Passes are not available for online credit card applications.

It’s easy! Just use your card at Office Depot® and everywhere else Visa is accepted!

For every dollar spent, you will receive 5% back in rebates¹ on ALL Office Depot® purchases when you use your Visa credit card, no exclusions!

Don’t forget…when checking out at Office Depot®, present your Worklife Rewards™ Member Card during your transaction along with your Office Depot® Worklife Rewards™ Visa® Credit Card and get additional Rewards! You’ll get a combined value of 15% back² (Visa credit card rebates of 5%1 and Worklife Rewards™ of 10%) on ALL ink, toner, paper and Design, Print & Ship™. PLUS you’ll get a combined value of 6% back² (Visa credit card rebates of 5% and Worklife Rewards of 1%1) on nearly everything else you buy at Office Depot®!

For every dollar spent, you will receive 1% back in rebates¹ on net purchases everywhere else Visa® credit cards are accepted!

Net purchase means the purchases of goods and services made by you or any authorized user on your account minus any returns or refunds. Rebates cannot be earned on any returned purchases.

Yes! You will earn rebates on all Office Depot purchases made through all 3 sales channels – in-store, online, or via the phone!

No, there is no limit to the amount of rebates you can earn.

There are NO PRODUCT EXCLUSIONS at Office Depot®! That’s right, you will get rebates on EVERYTHING you purchase at Office Depot® including postage stamps, computers, and gift cards!

Rebates are not earned on balance transfers, cash advances, checks used to access your account, money-orders, overdraft advances, interest, unauthorized or fraudulent charges, fees of any kind, finance charges, gaming transaction or similar purchases, or fee-related products.

All rebates will automatically accrue and be summarized on your monthly billing statement. The rebate total from your previous statement will automatically be applied as a statement credit in the next billing statement containing an Office Depot® purchase. You only need to make one Office Depot® purchase per month for any amount and your statement credit will automatically be applied. If you do not make an Office Depot® purchase in a given month, your rebates will continue to accrue and be summarized on your monthly billing statement. They will be applied the next month that an Office Depot® purchase is made.

Your rebates will post on your monthly Visa credit card statement so you can see how much you earn each month. You can also track your rebate credits on your monthly online statement at www.chase.com/officedepot.

No, your rebates never expire.

If you plan to use your credit card for personal expenses, then you should select the Worklife Rewards™ Personal Visa. If you are a business owner or make frequent business related purchases, then you should select the Worklife Rewards™ Business Visa. Whichever you choose, you'll receive the same great rewards program and low introductory rate.

Office Depot® Worklife Rewards™ Visa® Credit Card	Office Depot® Credit Card
5% back in rebates1 on all Office Depot purchases 1% back in rebates1 on all other purchases Rebates have no exclusions & no minimum spend requirement Card can be used everywhere Visa credit cards are accepted Purchase Information On Statement by Merchant not SKU No Annual Fee Deferred Financing Promotions offered to Cardholders New Account Offer: 0% APR3 for up to the first 6 months – Business & Consumer Accounts	No Cash Back or Reward Structure Tender valid only at Office Depot SKU Level Purchase Information on Statements No Annual Fee Deferred Financing Promotions offered to Cardholders New Account Offer: $20 off first purchase of $100 or more made within 60 days of account opening – Business Accounts Only 6 months No Interest No Payments On qualifying purchases of Technology, Business Machines and Furniture totaling $299 or more, after discounts, on the Office Depot(R) Personal Credit Account*
Please see a store associate for current APR	Please see a store associate for current APR

*Subject to credit approval

You will have a 0% introductory APR³ for either 3 or 6 months of the program launch depending on your credit score.

Throughout the year we will offer deferred financing promotions for our cardholders. Information about our offers will be sent to cardholders via direct mail and through our weekly inserts in your local newspaper. You can also visit our website, www.myworkliferewards.com to view current promotions.

Additional cards can be sent to you at no cost! Please call Chase Card Services at 1-800-601-7771.

Yes, all additional credit cards associated with your Visa account will earn rebates, which will post to your monthly statement.

You will receive your new card in the mail 1 to 2 weeks after credit approval.

If you have questions about your rebates just contact Chase Card Services at 1-800-601-7771.

Please call Chase Card Services at 1-800-601-7771 and they will immediately send you a replacement card.

Great news! Your new Office Depot® Worklife Rewards™ Business Visa® automatically replaced your Office Depot® Platinum Business Visa® credit card. When you receive your new card in the mail, all you need to do is call the 800 number in the letter to activate your new card. Remember to be sure to update your expiration dates on any automatic bill payments you may have. You will receive your new card in the November/December 2007 timeframe.

It is a quick way to checkout at all Office Depot® retail locations! The Office Depot® Worklife Rewards™ Visa® is the first Office Depot® credit card to feature Blink (contact-less) technology for fast and convenient check out at all Office Depot® stores. Just hold your Office Depot® Worklife Rewards™ Visa® Credit Card to the special card reader now featured at all Office Depot® stores. Watch for the series of lights and listen for the confirmation tone. Remove your card and go!

We’re glad that you want to stay in touch with us! We’re happy to serve you. Please take note of the following important phone numbers and websites:

Dial 1-800-601-7771 for:

• Chase Customer Service
• Balance Transfer Checks
• Additional Cards
• Emergency Card Replacement
• Merchant Dispute Assistance

Customer Service outside U.S. and Canada- Collect: 480-350-7099

Spanish Customer Service: 1-888-795-0574

Telecommunications Devices for the Deaf: 1-800-955-8060

Office Depot® Customer Service and Ordering: 1-800-GO-DEPOT

Online Account Access: www.chase.com/officedepot

To find the nearest Office Depot locations, log on to: www.officedepot.com

For more detailed information on the Worklife Rewards™ program, visit: www.myworkliferewards.com

For questions regarding the Worklife Rewards™ program, call: 1-866-322-3225

For more detailed information on the Star Teacher ™ program, visit: www.mystarteacher.com

For questions regarding the Star Teacher ™ program, call: 1-877-789-4544

1. You will earn a 5% rebate on Office Depot net purchases and a 1% rebate on all other net purchases. You do not earn rebates on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of rebates that you can accumulate in the program. All rebates will be summarized on your monthly billing statement. The rebate total from the previous month will automatically be applied as a statement credit in the next billing statement containing an Office Depot purchase. See Rewards Program Rules and Regulations, which will be mailed after your account is established.
2. Total savings represent the cumulative earnings in Rewards and Rebates when you use both your Worklife Rewards™ membership card and your Worklife Rewards™ Visa Credit Card. Rewards and Rebates are earned and reported separately and will appear on your Worklife Rewards™ quarterly reward statement or Worklife Rewards™ Visa billing statement, respectively.
3. Length of your introductory period will be either 6 billing cycles from account opening or 3 billing cycles from account opening for purchases and balance transfers depending on our review of your application and credit history. APR is valid for introductory period so long as you comply with the terms of your account. Also, we apply payments to introductory balances before balances with higher APRs. This means that the length of your introductory period may vary based on your payment amounts and the APRs for other balances on your account. Learn more about rates, fees, and other cost information by reviewing Pricing & Terms. You will first be considered for a Visa Signature card. If you do not qualify for that product, you will automatically be considered for a Platinum Visa card, which has different benefits, pricing, and credit availability. Certain restrictions, limitations, and exclusions apply. Once your account is opened, please see your credit card benefits materials for details.

Office Depot and Hewlett-Packard have partnered to offer you HP PurchasEdge Rewards. This is a program that rewards our best customers for shopping at Office Depot. Simply spend $250 on HP brand ink, toner or paper during a Pilot Rewards Period at any Office Depot store in the USA, online at www.officedepot.com or by phone at 1-800-GO-DEPOT and earn 4% back on the total spent, which can then be redeemed for HP printers and/or HP paper at Office Depot stores in the USA.

There is no cost to join Office Depot Worklife Rewards and/or to sign up to participate in HP PurchasEdge Rewards My Special Offer.

You must sign up to participate in HP PurchasEdge Rewards My Special Offer Promotion at www.myworkliferewards.com. Then, just present your Worklife Rewards membership card or provide your membership number when you are shopping in-store, by phone or online.

Once you spend a minimum of $250 on HP ink, toner or paper at Office Depot during a Pilot Rewards Period, members will receive 4% back in rewards, issued in the form of a HP PurchasEdge Rewards card. If you have spent less than $250 during a reward period, your rewards will carry forward to the next rewards period until you reach the end of the last Pilot Rewards Period.

HP PurchasEdge Rewards cards are issued 60 days after the end of each Pilot Rewards Period.

No, HP PurchasEdge Rewards will be issued separately in the form of an HP PurchasEdge Rewards card within 60 days after the end of each Pilot Rewards Period. You will receive a separate mailer with your HP PurchasEdge Rewards.

The duration of each Pilot Rewards Period is as follows:

• September 1–December 31, 2007
• January 1–March 31, 2008
• April 1–June 30, 2008
• July 1–September 30, 2008
• October 1–December 31, 2008

Yes, all HP PurchasEdge Rewards cards will expire on November 30, 2009. Any unused balance on a rewards card will not be redeemable after the card is expired.

No, you may sign up to participate in the HP PurchasEdge Rewards My Special Offer promotion at any time from September 1, 2007, now extended through December 31, 2008. All HP ink, toner and paper purchases made during the entire pilot promotion period, where Worklife Rewards Member Number was provided at checkout, will count toward your rewards earnings once you sign up to participate.

At the moment, we are unable to provide your HP PurchasEdge Rewards accrued as part of your Reward Status for Worklife Rewards. It is suggested that you retain your receipt(s) for HP brand Ink, Toner & Paper purchases for your personal records.

Qualifying purchases will be carried over from prior Pilot Rewards Periods. However, if you do not reach the qualifying $250 threshold at the end of the last quarter of the pilot, then all unpaid rewards will expire at the end of the pilot, which is December 31, 2008.

There is no limit on the amount of HP PurchasEdge Rewards that can be earned during a Pilot Rewards Period or during the length of the program.

HP PurchasEdge Rewards cards are redeemable for HP brand printers and/or HP brand paper sold at any Office Depot store in the USA.

The issuance of HP PurchasEdge Rewards cards is final, except in the event that a card has been issued in error. Lost or stolen HP PurchasEdge Rewards cards will not be reissued.

You can visit www.myworkliferewards.com, email Member Services at MemberServices@MyWorklifeRewards.com, or call Member Services at 1.866.322.3225 (Monday to Friday, 9am to 8pm EST).

No. Customers enrolled in the HP PurchasEdge Program directly through HP are not eligible to participate in the HP PurchasEdge Rewards promotion.

If you have questions about your new HP product, please visit: www.hp.com and click on “customer service,” or call 1.800.752.0900 (hours vary by menu selection).

Please refer to the Office Depot® & HP® PurchasEdge Retail Pilot Program Terms & Conditions online at www.myworkliferewards.com.

It is a referral program that allows you to invite your family and friends to enroll into the Worklife Rewards™ program. You will get rewarded for sharing the PLUSES of Worklife Rewards™! Here are some of the PLUSES

• 10% back on ink, toner, paper and Design, Print and Ship PLUS 1% back on nearly everything else*
• Discount offers from retail, travel and service companies at My Worklife Partners™
• Bonus opportunities at My Special Offers

Yes!

You can refer your friends and family to the Worklife Rewards™ program by submitting their e-mail addresses on the Sharing Page of the Refer a Friend web site www.shareworkliferewards.com. You have the option of adding your friends e-mail addresses from your address book or you can simply type it in.

You can receive two different types of coupons. First, you can get one coupon for inviting three or more friends into the program. This coupon is for $5 off your next qualifying purchase of $25 or more. Second, you can get a coupon for each friend that becomes a Worklife Rewards™ Member! This coupon is for $10 off your next qualifying purchase of $40 or more.

The $5 off your next qualifying purchase of $25 or more coupon will be posted on your www.shareworkliferewards.com Status Page. The $10 off your next qualifying purchase of $40 or more coupon will be e-mailed to you.

Yes! Your friends get Rewarded too. Not only will they enjoy the PLUSES of the Worklife Rewards™ program, but they’ll also get a coupon for their first Worklife Rewards™ purchase!

You can visit the www.shareworkliferewards.com Status Page to see your friend invitations and who has accepted and joined Worklife Rewards™.

Yes, the coupons will expire. The expiration date is printed at the bottom right of the coupon. The coupons can be redeemed at any Office Depot® retail location in the USA only.

No, you will not get spam. You will only receive e-mails from us pertaining to the status of your account. Your Member information will not be sold or rented to any company outside Office Depot® and its affiliates.

At the bottom of each e-mail we send, you’ll find an unsubscribe link. Click on the link to have your e-mail address removed.

Please refer to the Welcome e-mail that you received when registering into the Worklife Rewards™ Refer a Friend program. Your e-mail address will be listed on the Welcome e-mail. It is very important that you save your Welcome e-mail for your records.

Please refer to the Welcome e-mail that you received when registering into the Worklife Rewards™ Refer a Friend program. Your password will be listed on the Welcome e-mail. You can also go to the www.shareworkliferewards.com link and click on “Already referred friends?” on the top right hand side. Then click on “Forgot your password?” on the bottom of the login page. Your password will be e-mailed to you.